emily in paris savoir office. The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Fax Number: 810-667-0293 Ideally, you won't just "add" your child's name to your existing deed. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. 208 N. Shiawassee Street "Adding someone to a deed" means transferring ownership to that person. 205 E. 11th St. Phone Number: 231-922-4753 The answer to the question, "How do you add a joint owner to a property?" If you simply add your child's name to your existing deed, they won't necessarily have rights of survivorship. Otherwise, married couples usually claim property as tenants by the entirety. Fax Number: 989-953-7219 Box 35 The web Browser you are currently using is unsupported, and some features of this site may not work as intended. is not an easy one. One thing to be careful of in this situation is title insurance coverage. Fax: 877-443-9505 Phone Number: http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds 250 E. Huron Avenue, Room 203 You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. 437 E. Division Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. The deed must be notarized. However, if you transferred the property to your spouse at your death, for example through a transfer-on-death deed, his capital gains basis would be the fair market value of the house when he acquired it. Phone Number: 269-781-0707 http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds unlocking this expert answer. 120 W. Michigan Avenue Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. Quitclaim deeds in Michigan can give the grantee different types of rights. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Box 376 That applies only to married couples. 301 State Street 341 S. Jefferson Room 201 Email: jdegraaf@kalkaskacounty.org 400 Monroe, 7th Floor Suite 301 "Keeping Your House Out of Probate." This article taught me things I did not know. St. Joseph, MI 49085 Courthouse 100 W. Main Street Standish, MI 48658 If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Fax Number: 810-768-7965 Phone Number: 989-672-3840 If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. This most simple answer is yes. Suite 400 It doesn't matter whether money was exchanged or not. 12265 M-32 West https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds This article was written by Jennifer Mueller, JD. This is also where you specify how the two of you will own the property. If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Muskegon, MI 49442 Accessed April 10, 2020. Phone Number: 231-348-1761 401 E. Houghton Ave. Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Crystal Falls, MI 49920 Review your mortgage documents or contact your lender before initiating the process to change your deed. If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. Cassopolis, MI 49031 Allegan, MI 49010 West Olive, MI 49460 Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. Thank you. Phone Number: 616-527-5320 Mortgage and Deed to House 225 W. Main Street Go to the county recorders office and get a quitclaim form. West Branch, MI 48661 Corunna, MI 48817 23 E. Pearl Street The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Getting married does not automatically transfer a property to become a tenancy by entirety. Phone Number: 517-546-0270 Another common question is, can you add someone to a deed if there is a mortgage? Flint, MI 48502 This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. 7064 Crowner Drive Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. Mio, MI 48647 http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds "Avoiding Probate With a Transfer-on-Death Deed." 415 Third Street 319 Court Street Fax Number: 989-895-4296 Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. Midland, MI 48640 Phone Number: 989-734-2676 References In some cases, you may be able to order the deed online. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Box 367 Manistee, MI 49660 https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. Fax Number: 231-237-0106 Phone Number: 989-269-9941 P.O. 111 South Canal Street Iron Mountain, MI 49801 It doesn't matter whether you intended it to be a gift or not. When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Fax Number: 810-648-5461 P.O. Phone Number: 906-482-1311 How do we add my name to note? Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. Fax Number: 906-225-8420 Fax Number: 231-845-7977 Using a quit claim deed is often the simplest method of bringing on another owner. Roscommon, MI 48653-7664 E-mail:clerksoffice@macombgov.org https://www.co.muskegon.mi.us/848/Register-of-Deeds, Newaygo County Register of Deeds Phone Number: 906-341-3618 Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. Last Updated: February 22, 2023 Phone Number: 989-743-2216 https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Jackson, MI 49201 Box 70 Box 355 The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. 255 W. Main Street Get a copy of the title deed from your county clerk's office. Fax Number: 989-354-9646 White Cloud, MI 49349 You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. "The Trade-Offs of Repealing Step-Up in Basis." To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. Fax Number: 231-258-3345 Transfer on Death Deed Forms All deed forms offered here: Are available for immediate download Are fill in the blank on your computer Include step by step guide explaining every blank on the form Include completed example of forms for reference Meet state statutory requirements for content Are formatted to meet county requirements for recording You'll need to transfer an interest by writing up another deed with the person's name on it. Include your email address to get a message when this question is answered. Jennifer Mueller is an in-house legal expert at wikiHow. 200 W. Michigan Centreville, MI 49032 800 10th Street, Suite 200 You should contact your attorney to obtain advice with respect to any particular issue or problem. 151 E. Huron Street Ste. For example, Sacramento County charges a one-time tax of 1.1% of the value of the property when you file a new deed. P.O. The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Email: jwinton@oscodacountymi.com http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds If your lender agrees not to enforce the clause, get the agreement in writing. Accessed April 10, 2020. Phone Number: 989-724-9450 If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. Email: rod@shiawassee.net When you use a quitclaim deed, you're only transferring any ownership interest you have. Sandusky, MI 48471 In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. Phone Number: 231-533-6683 However, not every state has this type of ownership, and the application is different in every state. For example, if you owned an 80 percent interest and your sister a 20 percent interest, your sister could only take out a mortgage for 20 percent of the value of the property. You can buy one of these policies by paying a one-time fee, which typically is relatively low. Estate Planning in Michigan Using a Ladybird Deed. http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Phone Number: 231-779-9455 However, this action can have a financially devastating outcome if you dont prepare in advance. Phone Number: 810-989-6930 Make sure you select the one that best suits your needs. Fax Number: 989-731-7519 She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Fax Number: 906-387-2156 Thanks to all authors for creating a page that has been read 636,176 times. Fax Number: 989-826-1156 Fax Number: 231-348-1773 Then, you will have to file a quitclaim deed and then refile another deed to add the new person to the house deed. https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds https://ironmi.com/register-of-deeds, Isabella County Register of Deeds Depending on your financial situation, this issue may cause you to reconsider making the addition. Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. P.O. Fax Number: 906-875-0658 Fax Number: 231-779-5352 When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Marshall, MI 49068 Joint Tenants with Full Rights of Survivorship. However, in practice, they may refuse regardless of who you're adding to your house title or why. Phone Number: 517-437-2231 Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the property's fair market value for tax purposes. [1] wikiHow marks an article as reader-approved once it receives enough positive feedback. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Phone Number: 906-337-2229 Bessemer, MI 49911 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Phone Number: 517-264-4538 http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds 111 S. Michigan Avenue When executed and notarized, the quitclaim deed legally overrides the current deed to. Obtain a blank quit claim deed form from an office supply store, attorney or title company. http://www.benzieco.net/government/county_register_of_deeds/index.php, Berrien County Register of Deeds Ithaca, MI 48847 Port Huron, MI 48060 Include your email address to get a message when this question is answered. Fax Number: 989-846-9166 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. Fax Number: 810-985-4795 P.O. Reed City, MI 49677 If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Phone Number: 269-467-5552 Take the deed to your county recorder's office to have it notarized and recorded. A deed and a mortgage are two separate things. Monroe, MI 48161 We do not have any blank deed forms available in our office. 301 W. Upton County Courthouse Building Email: regofdeeds@co.montcalm.mi.us Atlanta, MI 49709 When executed and notarized, the quitclaim deed legally overrides the current deed to your home. Fax Number: 906-337-2253 2 South 6th Street, Suite 11 How do I add someone to my deed? Bring a government-issued photo ID with you when you get your signature notarized. Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Complete, review and sign the quitclaim or warranty form. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds Phone Number: 810-257-3060 To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. Phone Number: 906-667-0381 Joint Tenants. 5095 4th St. 100 Marley Street Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. Phone Number: 989-731-7551 Accessed April 10, 2020. Sault Ste. 219 Paw Paw Street, Suite 102 3. Depending on how you claim the property, you may also need a spousal affidavit. not mine. Last Updated: June 3, 2020 Beulah, MI 49617 https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds
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